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Solano Community College

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Direct Loans

U.S. Department of Education Direct Loan Program

Solano Community College participates in the U.S. Department of Education Federal Direct Loan Program:
  • Direct Subsidized Loans - are need-based loans for students, as determined by federal regulations. No interest is charged while you are in school at least half-time, during your grace period and during deferment periods.
  • Direct Unsubsidized Loans - are non-need based loans for students as determined by federal regulations. Because this loan is not subsidized by the government, you are responsible for all interest which accrues during in-school, grace, and deferment periods.
  • Private/Alternative Loans - are NOT CERTIFIED by Solano Community College.

2012-2013 Direct Loan application deadlines:
  • Fall 2012 - November 15, 2012 was the last day to submit loan application for Fall 2012 semester.
  • Spring 2013 - April 12, 2013 is the last day to submit loan application for Spring 2013 semester.
Apply for a Loan in 4 Easy Steps


Direct Loan FAQ

Please read Recommended Resources below:

For an overview of Direct Loan information through the Department of Education’s website, please click on the link below:
www2.ed.gov/offices/OSFAP/DirectLoan/student.html

Direct Loan Repayment Plans:
www2.ed.gov/offices/OSFAP/DirectLoan/RepayCalc/dlindex2.html

Direct Loan Deferment and Forbearance:
www2.ed.gov/offices/OSFAP/DirectLoan/postpone.html

Default Management Awareness:
ecmc.org/topic/manageDefault.html

Financial Aid Literacy "FAB GAB":
www.ecmc.org/fab/showPage.action?id=1174

Promissory Notes:
www.studentloans.gov

Loan Entrance Counseling:
www.studentloans.gov

Loan Exit Counseling:
www.studentloans.gov

National Student Loan Data System (NSLDS):
www.nslds.ed.gov/nslds_SA/



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